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Senior Pet Care: How Financing Can Help You Prepare

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Just like us, our lovable fur babies will age and could require different health needs over time. There may be more frequent veterinary visits and diagnosis, new medications and diet restrictions or even surgeries. Providing this extra amount of care could also mean extra out-of-pocket costs for devoted pet parents like yourself. 

According to the Synchrony Lifetime of Care Study, a veterinary bill of $250 is enough to trigger stress about how to pay.* And one in three pet owners will face an unexpected pet expense that causes them financial worry.*

Fortunately, there’s a solution that can help you feel prepared from the start: the CareCredit health and pet care credit card. It allows you to pay over time with flexible financing options** so you’re always ready to get the care your pet needs—from routine appointments to emergency procedures at a provider enrolled with CareCredit. Plus, it’s a dedicated card you can use again and again that’s trusted by millions of pet owners and is accepted at most veterinary hospitals.*** 

The result: you can feel more confident and focused on enjoying life with your pet! 

CareCredit helps empower you with:

A positive approach to animal aging

CareCredit can help you gain peace of mind knowing that you have a budget-friendly way to manage the cost of whatever the senior years bring.

Immediate access to care

You can apply in minutes, get an instant credit decision and use your card right away if approved.

A dedicated way to pay

Once you have CareCredit, you can use your card again and again for your pet’s procedures. 

How it works:

You can use CareCredit at providers enrolled with CareCredit for any animal your veterinarian provides care for—from dogs and cats to guinea pigs and horses. Regardless of species, these animals all have extra needs as they age. So be sure to ask your vet when your pet reaches their senior years because it’s different depending on the type of animal.

Because you can use your card at any provider in the CareCredit network, flexible financing with CareCredit can be used for any type of care your senior pet needs, including:

Routine veterinary care

  • Annual checkups
  • Teeth cleaning
  • Parasite treatment
  • Dermatology
  • Rehab
  • Medication
  • Diagnostics
  • Care of chronic pet diseases and conditions
  • Dog chemotherapy
  • Vaccinations
  • Microchipping
  • Pet food and nutrition

Veterinary surgery and emergencies

  • Emergency services
  • Surgical procedures
  • Hip dysplasia surgery

It’s easy to learn if CareCredit is the right solution to pay for your pet care needs. To get started:

  1. Simply visit carecredit.com and apply anytime, with no impact to your credit score. Applying is quick and easy, and you will receive a decision immediately. 
  2. If approved, you can use CareCredit whenever, wherever you go. The mobile app makes it simple to manage your account, make payments, track activity and stay up to date with alerts and messages. 
  3. Plus, if you want to easily make payments online, you can search your provider within a few clicks on our website
  4. Want to see how CareCredit can help fit your next veterinary bill into your budget? Quickly estimate monthly payments by using the Payment Calculator

Now that you know how you can use CareCredit to help keep your pet healthy and happy, you can start talking to your veterinarian about using the card for your next appointment. Then you can spend less time worrying and more time playing, cuddling and bonding with your loyal companion. 


CareCredit is a Synchrony solution.

*Pet – Lifetime of Care Study, August 2021

**Subject to credit approval. See carecredit.com for details.

***Internal estimates based on publicly available market sizing information, as of Feb 2023